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The State of Michigan changed the No-Fault auto insurance law effective 7/1/2020. Individuals will be able to purchase PIP (personal injury protection) limits outside of unlimited. BCN will pay primary for auto related accident medical claims. The health insurance plan would work the same like any other medical claim. These claims would be subject to the deductible under our High Deductible Health Plan. Once a member reaches their deductible limit, then the 100% co-insurance kicks in. All eligible and covered claim expenses will track towards the total-out-of-pocket maximum.

Attached are documents with additional information: